Spencer Wartman
Mortgage Loan Originator
NMLS 2109932
US Air Force Veteran
Trident Home Loans is veteran-owned and operated and services residential loans of all types - VA Home Loan, VA Refinance, Residential Mortgage, Cash Out Refinance, investment properties, AIOs and more! We specialize in loans for veterans and airline pilots, but we welcome the opportunity to work with people from all walks of life.
Trident Home Loans doesn't just have the best rates: we're also a values-driven company dedicated to delivering those rates with integrity, respect, and top-notch customer service.
What Our Clients Think
"Trident was absolutely awesome! Spencer was the MLO I worked with, and he was absolutely great. Helped me feel super comfortable and I never felt pressured to make any decisions, definitely just helped me make the best decision for me and my family. And Tara, the loan processor I worked closely with, was phenomenal. I felt like she went above and beyond to help with all my document submissions and making sure all the paperwork was in order. The Trident team helped me get the lowest interest rate possible, and I couldn't see myself having any better of an experience. They're the best lenders I've ever worked with (this is my 3rd Home Loan I've gotten), and I plan on using them again in the future if I get another mortgage. I will absolutely recommend them to everyone that tells me they plan on buying a new home." - JASON & ASHLEIGH
"Spencer and his team at Trident Home Loans were great to work with. Above and beyond and very responsive. We used them to complete our new construction va home loan. Fully recommend!" - JACOB AND KATIE
"Fantastic work by Spencer and his team. They found by far the best rate for us and worked efficiently with us to close as fast and efficiently as we needed to. Highly recommend Trident!" - SCOTT R.
"Pays for itself. Tara and Spencer helped us in securing our mortgage. They are an absolute pleasure to work with, and extremely efficient. I highly recommend them." - NATE & REINI
"Spence & Tara were very helpful in navigating our VA home loan, despite constant challenges from poor communicators from other parties. They stayed on top of everything throughout the process and helped to get all the parties across the finish line within an acceptable time frame. When a couple last-minute delays threatened the loan lock, Trident did us a solid and ate the costs for a couple days of extensions - very helpful when the last thing we wanted to deal with in the end was last-minute rewrites and $ adjustments. I would definitely shop Trident again and can confidently recommend that my friends check them out!" - MATT P.
"Spence, Tara and the entire team are a class act! Personal, helpful and available thru every aspect. Thank you!" - OMAR R.
"Spencer was a professional and very helpful with our roller coaster of house searching!" - MATT F.
"My experience with Trident was exceptional. Our contract to close was 20 days, and we were cleared to close a week before the scheduled date. Tara Argumaniz was our set up processor. She and her team exceeded every expectation. They kept us informed with every step of the process and contacted us anytime an email or document was sent. Tara was fast to respond and had answers for every question. Spencer Wartman handled the loan origination and was a consummate professional. He was honest and upfront with our options and offered guidance when we needed help making a choice. We ended up with a rate well below other quotes we had received and were able to secure a 1-1 rate buydown with seller concessions. We never felt like just another customer with Spencer. He made direct and concerted efforts to get to know our family and what our goals were. We can't say enough about how pleased we are with Trident and their team." - JARED H.
"Outstanding in every facet. Service, fees, rates. Can’t recommend this company enough! Thanks Spence and Tara!" - JEFF H.
